If you become injured or ill and are hospitalized, your health insurance will pay a portion of your costs. But no plan pays for everything. Your share of the hospital bill, including coinsurance, copays and deductibles could be costly—let alone the extra out-of-pocket expenses that might occur.

The Aetna Hospital Indemnity plan pays cash benefits for covered hospital stays for an injury, illness, surgery, or to deliver a baby. It pays lump sum benefits for an inpatient hospital admission and daily stays. It also pays benefits for inpatient substance abuse, mental illness and rehabilitative stays. The money can help offset the hospital bill, take care of day-to-day expenses, or pay for anything you need. Plus, this insurance offers these advantages:

• Pays a benefit of $2,000 once per plan year if admitted to the hospital.
• Pays a daily benefit amount of $100/day/hospital stay. This lump sum cash benefit is paid directly to you (unless otherwise assigned) and is paid in addition to your medical insurance.
• Pre-existing conditions are not excluded. (Please note that the hospitalization must occur after the coverage effective date for benefits to be paid.)  
• You are guaranteed to be accepted into the plan with no medical questions or exam.  
• Flexibility to use the benefit money to address out-of-pocket-expenses like transportation and meals for family members, help with child care, or lost income from missing work.
• Ability to keep your coverage if you leave your employer (with certain stipulations)

You can enroll yourself, yourself and child(ren), yourself and spouse, or your family in this plan. You can also learn more by visiting aetnaresource.com/n/Henkel.

After you become a member, you’ll enjoy an Aetna Simplified Claims Experience^TM on the My Aetna Supplemental app, or on our member portal at Myaetnasupplemental.com. Filing claims is easy; just answer a few short questions online. You can also view your coverage and sign up for direct deposit. If you’re also an Aetna Medical plan member, our system retrieves medical information needed to process your claim. That’s less paperwork for you. Don’t have Aetna Medical? No problem, just upload or take a picture of your medical bill. You can also print and mail a paper claim form to Aetna Voluntary Plans.

Answers about the plan, including eligibility, options, enrollment, customer service and more.