Accident Insurance

Accident Insurance  


Even when you live well, accidents happen. Treatment can be vital to recovery, but it can also be expensive. And if an accident keeps you away from work during recovery, the financial worries can grow quickly.


Most major medical insurance plans only pay a portion of the bills. Our coverage can help pick up where other insurance leaves off and provide cash to help cover the expenses.


With accident insurance from Allstate Benefits, you can gain the advantage of financial protection, thanks to the cash benefits paid directly to you. You also gain the financial empowerment to seek the treatment needed to get well.


Add accident insurance coverage to help offset costs that may not be covered under your employer's existing medical plan.


To enroll, contact the Henkel Benefit Admin System or call the number below:

Tell Me More

Our coverage pays you cash benefits that correspond with hospital and intensive care confinement. Your plan may also include coverage for a variety of occurrences, such as:

  • Dismemberment
  • Dislocation or Fracture
  • Ambulance Services
  • Physical Therapy
  • And more.


The cash benefits can be used to help pay for deductibles,treatment, rent and more.


Key Features

  • Guaranteed Issue coverage, meaning no medical questions to answer
  • Coverage available for spouse and child(ren)
  • Premiums are affordable and are conveniently payroll deducted
  • Coverage can be continued, as long as premiums are paid to Allstate Benefits


With Allstate Benefits, you can protect your finances against life’s slips and falls. Are you in Good Hands? You can be.


Accident coverage is provided by policy form GVAP6, or state variations thereof. This information has exclusions and limitations and is incomplete without brochure POD3433 and the accompanying insert.


Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.

Contact Us

Mercer Voluntary Benefits
12421 Meredith Drive
Urbandale, IA 50398
 M-F 9a-6p ET

How It Works


Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • How much is Premium Cost for Accident Insurance?

    Monthly Rates are as follows for all members:
    Member $7.75
    Member and Child(ren) $22.83 
    Member and Spouse $18.76 
    Member, Spouse and Child(ren) $29.98 
    Premiums are paid conveniently through payroll deduction.
  • Is Accident Insurance a portable benefit?

    If a member loses eligibility for this insurance for any reason other than nonpayment of premiums, insurance can be continued by paying premiums directly to Allstate within 31 days after termination. Allstate will bill the member directly once we receive notification to continue benefits.
  • Who can be insured?

    You, your spouse and your children can be insured all through payroll deduction. Help protect yourself, your spouse and your eligible dependents. Issue ages for members and spouses are 18 through 64. Eligible children can have coverage through age 25.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.